Home Loan

Find Loan Products We Offers Home Loan

About Home Loan

To make your home loan journey a smooth sail, we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

Compare Your Home Loan

Our Associated Banks - Home Loan

Bank Of Baroda

Bank Of Baroda

8.75%

Interest Rate Range

0.50%, Min Rs. 10,000 – Max Rs. 10,000

Processing Fee

Rs. 15 Lakh to Rs. 10 Cr

Loan Amount **

30 Years

Tenure

HDFC Home Loans

HDFC Home Loans

8.90%

Interest Rate Range

0.50%, Min Rs. 3,000 – Max Rs. 10,000

Processing Fee

Rs. 15 Lakh to Rs. 10 Cr

Loan Amount **

30 Years

Tenure

State Bank Of India

State Bank Of india

8.45%

Interest Rate Range

0.50%, Min Rs. 10,000 – Max Rs. 10,000

Processing Fee

Rs. 10 Lakh to Rs. 15 Cr

Loan Amount **

30 Years

Tenure

Indiabulls Home loan

Indiabulls Home Loan

8.80%

Interest Rate Range

Min Rs. 1,000 – Max Rs. 5,000

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

20 Years

Tenure

DHFL

DHFL

8.70%

Interest Rate Range

0.50%, Min Rs. 2,500 – Max Rs. 20,000

Processing Fee

Rs. 1 Lakh to Rs. 5 Cr

Loan Amount **

30 Years

Tenure

Federal Bank

Federal Bank

8.75%

Interest Rate Range

0.50%, Min Rs. 3,000 – Max Rs. 7,500

Processing Fee

Rs. 15 Lakh to Rs.15 Cr

Loan Amount **

30 Years

Tenure

Bank Of India

Bank Of India

8.85%

Interest Rate Range

0.25%, Min Rs. 1,000 – Max Rs. 20,000

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

30 Years

Tenure

Central Bank Of India

Central Bank Of India

8.60%

Interest Rate Range

0.50% (max. 20,000)

Processing Fee

Rs. 15 Lakh to Rs.10 Cr

Loan Amount **

30 Years

Tenure

Reliance Capital

Reliance Capital

10.00%

Interest Rate Range

1.00%, Min Rs. 3,000 – Max Rs. 6,500

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

30 Years

Tenure

PNB Housing Finance Ltd.

PNB Housing Finance Ltd.

9.10%

Interest Rate Range

1.00%, Min Rs. 10,000 – Max Rs. 10,000

Processing Fee

Rs. 15 Lakh to Rs. 10 Cr

Loan Amount **

30 Years

Tenure

ICICI Bank

ICICI Bank

9.10%

Interest Rate Range

0.50%, Min Rs. 5,000 – Max Rs. 5,000

Processing Fee

Rs. 15 Lakh to Rs. 10 Cr

Loan Amount **

30 Years

Tenure

Axis Bank

Axis Bank

8.85%

Interest Rate Range

0.50%, Min Rs. 1,000 – Max Rs. 25,000

Processing Fee

Rs. 3 Lakh to Rs. 5 Cr

Loan Amount **

30 Years

Tenure

Andhra Bank

Andhra Bank

8.80%

Interest Rate Range

0.50%, Max Rs. 10,000

Processing Fee

Rs. 10 Lakh to Rs.10 Cr

Loan Amount **

30 Years

Tenure

Canara Bank

Canara Bank

8.75%

Interest Rate Range

0.50%, Min Rs. 1,500 – Max Rs. 10,000

Processing Fee

Rs. 15 Lakh to Rs.10 Cr

Loan Amount **

30 Years

Tenure

Yes Bank

Yes Bank

9.35%

Interest Rate Range

0.75%, Max Rs. 10,000

Processing Fee

Rs. 10 Lakh to Rs.5 Cr

Loan Amount **

25 years

Tenure

Sundaram BNP Paribas home Finance

Sundaram BNP Paribas Home Finance

8.6% – 9.5% Floating

Interest Rate Range

0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)

Processing Fee
 

12L – 5Crs

Loan Amount **

1-20 Years (10 yrs plot loan)

Tenure

DBS

DBS

9.65%

Interest Rate Range

Max Rs. 10,000

Processing Fee

Rs. 5 Lakh to Rs. 5 Cr

Loan Amount **

20 Years

Tenure

Aditya Birla Capital

Aditya Birla Capital

8.55% – 8.99% Floating

Interest Rate Range

₹5,000 to ₹10,000 + applicable tax One time fee

Processing Fee

20L – 10Crs

Loan Amount **

1-30 Years

Tenure

LIC HFL

LIC HFL

8.70%

Interest Rate Range

0.50%

Processing Fee

Rs. 3 Lakh to Rs. 1 Cr

Loan Amount **

30 Years

Tenure

Federal

Federal Bank

8.75%

Interest Rate Range

0.50%, Min Rs. 3,000 – Max Rs. 7,500

Processing Fee

Rs. 15 Lakh to Rs.15 Cr

Loan Amount **

30 Years

Tenure

DHANALAKSHMI BANK

Dhanlaxmi Bank

9.90%

Interest Rate Range

1.00%, Min Rs. 10,000

Processing Fee

Rs. 15 Lakh to Rs.2.5 Cr

Loan Amount **

20 Years

Tenure

BANK OF MAHARASHTRA

Bank Of Maharashtra

8.75%

Interest Rate Range

0.50%

Processing Fee

15 L- 2.5 Cr

Loan Amount **

30 Years

Tenure

DENA BANK

Dena Bank

8.75%

Interest Rate Range

0.50%

Processing Fee

Rs. 15 Lakh to Rs. 2Cr

Loan Amount **

25 Years

Tenure

INDIAN OVERSEAS BANK

Indian Overseas Bank

8.70%

Interest Rate Range

0.53%, Min Rs. 8,900 – Max Rs. 13,350

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

30 Years

Tenure

KARUR VYSYA BANK

Karur Vysya Bank

9.65%

Interest Rate Range

Min Rs. 5,000

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

25 Years

Tenure

SOUTH INDIAN BANK

South Indian Bank

9.45%

Interest Rate Range

1.00%, Max Rs. 10,000

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

30 Years

Tenure

TAMILNAD MERCANTILE BANK

Tamilnad Merchantile Bank Ltd.

8.95% – 9.20% Floating

Interest Rate Range

0.5% + applicable tax One time fee

Processing Fee

5Crs Max

Loan Amount **

30 Years

Tenure

INDIA SHELTER FINANCE CORPORATION

ISFC

11.75% – 22% FIXED

Interest Rate Range

2% to 3% One time fee

Processing Fee

₹20L Max

Loan Amount **

20 Years

Tenure

AAVAS FINANCIERS LIMITED

Aavas Financiers Limited

10% – 19% Floating

Interest Rate Range

2% + applicable tax One time fee

Processing Fee

Loan Amount **

1-15 Years

Tenure

TATA CAPITAL

Tata capital

9.05%

Interest Rate Range

0.50%

Processing Fee

₹3Crs Max

Loan Amount **

30 Years

Tenure

KOTAK MAHINDRA BANK

Kotak Mahindra Bank

8.95%

Interest Rate Range

Max Rs. 10,000

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

20 Years

Tenure

JAMMU AND KASHMIR BANK

J&K Bank

8.85%

Interest Rate Range

0.25%, Min Rs. 500 – Max Rs. 10,000

Processing Fee

Rs. 5 Lakh to Rs. 5 Cr

Loan Amount **

25 Years

Tenure

Citibank

Citi Bank

8.75%

Interest Rate Range

Nil

Processing Fee

Rs. 5 Lakh to Rs. 5 Cr

Loan Amount **

25 Years

Tenure

IDFC Bank

IDFC Bank

9.25%

Interest Rate Range

Min Rs. 5,000 – Max Rs.5,000

Processing Fee

Rs. 10 Lakh to Rs.10 Cr

Loan Amount **

30 Years

Tenure

United Bank of India

United bank Of India

8.65%

Interest Rate Range

0.59%, Min Rs. 1,180 – Max Rs. 11,800

Processing Fee

Rs. 15 Lakh to Rs. 3 Cr

Loan Amount **

30 Years

Tenure

Syndicate Bank

Syndicate Bank

8.75%

Interest Rate Range

0.13%, Min Rs. 500 – Max Rs. 5,000

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

30 Years

Tenure

RBL Bank

RBL Bank

10.45%

Interest Rate Range

Min Rs. 5,000 – Max Rs. 15,000

Processing Fee

Rs. 15 Lakh to Rs.10 Cr

Loan Amount **

25 Years

Tenure

HSBC Bank

HSBC Bank

8.75%

Interest Rate Range

1.00%, Max Rs. 10,000

Processing Fee

Rs. 3 Lakh to Rs. 10 Cr

Loan Amount **

25 Years

Tenure

Edelweiss

Edelweiss

10.50%

Interest Rate Range

0.25%

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

25 Years

Tenure

DCB Bank

DCB Bank

10.24%

Interest Rate Range

2.00%, Min Rs. 5,000

Processing Fee

Rs. 15 Lakh to Rs.10 Cr

Loan Amount **

20 Years

Tenure

Corporation Bank

Corporation Bank

9.05%

Interest Rate Range

0.50%, Min Rs. 1,000 – Max Rs. 50,000

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

30 Years

Tenure

LT Housing Finance

LT Housing Finance

9.90%

Interest Rate Range

2.00%, Min Rs. 4,999

Processing Fee

Rs. 3 Lakh to Rs.10 Cr

Loan Amount **

30 Years

Tenure

Union Bank of India

Union Bank Of India

8.80%

Interest Rate Range

0.50%, Max Rs. 15,000

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

30 Years

Tenure

Punjab and Sind Bank

Punjab and Sindh Bank

8.85%

Interest Rate Range

0.25%, Min Rs. 1,000 – Max Rs. 15,000

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

30 Years

Tenure

Standard Chartered Bank

Standard Chartered Bank

9.25%

Interest Rate Range

1.00%, Min Rs. 5,000 – Max Rs. 10,000

Processing Fee

Rs. 10 Lakh to Rs.15 Cr

Loan Amount **

20 Years

Tenure

PNB

PNB

8.65%

Interest Rate Range

0.50%, Min Rs. 20,000 – Max Rs. 50,000

Processing Fee

Rs.5 Lakh to Rs.1 Cr

Loan Amount **

30 Years

Tenure

Lakshmi Vilas Bank

Lakshmi Vilas Bank

9.90%

Interest Rate Range

0.40%, Min Rs. 10,000 – Max Rs. 20,000

Processing Fee
 

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

20 Years

Tenure

Karnataka Bank

Karnataka Bank

8.70%

Interest Rate Range

0.25%, Min Rs. 250

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

30 Years

Tenure

Indian Bank

Indian Bank

8.60%

Interest Rate Range

0.23%, Max Rs. 20,381

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

20 Years

Tenure

GIC Housing Finance

GIC Housing Finance

10.25%

Interest Rate Range

Min Rs. 2,500

Processing Fee

Rs. 15 Lakh to Rs. 3 Cr

Loan Amount **

20 Years

Tenure

Vijaya Bank

Vijaya Bank

8.75%

Interest Rate Range

0.50%, Min Rs. 1,000 – Max Rs. 20,000

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

30 Years

Tenure

UCO Bank

UCO Bank

8.70%

Interest Rate Range

0.50%, Min Rs. 1,500 – Max Rs. 15,000

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

30 Years

Tenure 

Allahabad Bank

Allahabad Bank

8.80%

Interest Rate Range

0.40%, Max Rs. 50,000

Processing Fee

Rs. 15 Lakh to Rs. 5 Cr

Loan Amount **

20 Years

Tenure

OBC

OBC

8.75%

Interest Rate Range

0.50%, Max Rs. 20,000

Processing Fee

Rs. 15 Lakh to Rs. 3 Cr

Loan Amount **

25 years

Tenure

About Home Loan

To make your home loan journey a smooth sail, we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

A Home Loan is a secured loan product where the lender provides finances for the purchase or construction of a residential/commercial property. One can also avail a housing loan to buy a plot of land and construct on it. Home Loans are also issued to extend/ repair/ renovate/ alter a new or second-hand property. The Home Loan is taken by a borrower against the property/security to be bought. This is done by giving the banker a conditional ownership over the property i.e. if the borrower fails to pay back the loan, the banker can recover the lent money by selling the property.

Most lenders get the property valued independently and provide loans based on their estimated value. It is important to remember, however, that frequently their valuation is significantly lower than the actual cost and hence the requirement of the borrowers goes up. Home loans in Indian Banks are provided up to maximum of 80% (90% for loan amount below INR 20 lakhs) of the value of the house. Home loans are repaid using Equated Monthly Installments (EMIs) spread over a fixed tenure.

 

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Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

New Home

New Home Loan at basic interest rates from Loanmrt.com. You can apply online and check your eligibility and easy EMI. Fast Approval for your new home loan.

Home Conversion

A home conversion loan is a scheme for those who have already taken a housing loan. This loan follow some rules and regulations.It is a part of loan.

Land Purchase

Loanmrt.com assists home loan for land purchase to make your dream home. You can compare home loan rates with our compare loan table. Apply online for Home Loan.

Home Renovation

Get instant approval for renovating your home. Loanmrt.com introduces home improvement loan. It is with basic rate and flexible EMI repayment.For more detail you can check our loan products.

Documents required for Home Loan

Salaried Customers

  • Application form with photograph
  • Latest Salary-slip
  • Form 16
  • Last 6 months bank statements
  • Processing fee cheque
  • Identity and Residence Proof

Self Employed Professionals

  • Application form with photograph
  • Identity and Residence Proof
  • Proof of business existence
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit /Loss and Balance Sheet
  • Last 6 months bank statements
  • Processing fee cheque

Self Employed Businessman

  • Application form with photograph
  • Identity and Residence Proof
  • Proof of business existence
  • Business profile
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit /Loss and Balance Sheet
  • Last 6 months bank statements (self and business)
  • Processing fee cheque

Home Loan – Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

Age

Maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions             

What is my home loan eligibility?

Home Loan eligibility is mainly dependent on your income, tenure of the loan and existing obligations if any. The banks/ NBFC’s will also look into your credit history to ascertain that you are capable of paying the EMI’s and servicing the loan. Usually home loan eligibility is calculated at 85% of your monthly income. You can check your eligibility here

The property being purchased become the collateral and is mortgaged to the lender for the entire tenure of the loan or till the loan is repaid.

Immediate family members such as your parents, spouse and children are allowed to be joint borrowers in case of a home loan.

If the interest rate on the loan varies periodically over the loan tenure, then it is called a floating rate home loan. Lenders have their own base rate which determines the rate of interest charged on a home loan. The base rates of banks are revised from time to time based on RBI directives as well as other factors, which leads to an increase or decrease in the EMI amount payable.

Testimonials

"Great Customer Service! The process from start to end was seamless. I was well informed during the entire process and was provided with a number of competitive loans. With the assistance of loanmrt.com team, I chose the best loan for my purpose. I would recommend the Home Loan Experts team to anyone. Special thanks to loanmrt.com team."
"They made the process so much easy and free-flowing to the extent I felt surprised. Not only their service but also the other professionals such as Conveyancer they recommended were equally good. The communication was so easy and clear. The friendly attitude was amazing. I am very pleased to recommend loanmrt.com for others who are seeking assistance on their home loan needs."
Arun Chaudhary
Business Man
"We have now used Home Loan Experts of loanmrt.com for two of our home loans! Our new investment property just settled today thanks to loanmrt.com team and his assistant! They were wonderful and helpful, and answered all of our questions. Great job loanmrt.com team."
Swati padukon
Model
"I would like to thank loanmrt.com for their wonderful assistance and support throughout the process. It was our first home loan application, and we decided to go with a mortgage broker because we wanted a person with experience and knowledge to assist us with the process. And sure enough, loanmrt.com didn't disappoint. It was a long process for us but loanmrt.com was always on top of things, got in touch with us as soon as something was needed to be done and was always supportive. Thanks again."
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